Vivid Group Holdings is the parent company for a growing family of software products — spanning consumer mobile applications, cloud-based services, and on-premises enterprise software.
Our products are built with privacy, quality, and user experience at their core. From apps available on the Apple App Store and Google Play to business software deployed in the cloud or on your own infrastructure, each product is developed and maintained to the highest standards of safety and reliability.
United States
Privacy Policy
Vivid Group Holdings, Inc. (“Vivid Group,” “we,” “our,” or “us”) operates a portfolio of software products including mobile applications, cloud-based services, and on-premises enterprise software. This Privacy Policy explains how we collect, use, disclose, and protect information when you use any of our products or visit our website at vividgroup.holdings.
Information We Collect
Depending on which product you use, we may collect:
- Account information you provide, such as email address and display name
- Content you upload or create within the product
- Usage data and analytics to improve our services
- Device information such as operating system version and device type
- Log data including IP address, access times, and pages viewed
How We Use Your Information
We use the information we collect to:
- Provide, maintain, and improve our products
- Respond to your comments and questions
- Send service-related communications
- Monitor and analyze usage patterns and trends
- Detect and prevent fraudulent or harmful activity
- Comply with legal obligations
Sharing of Information
We do not sell your personal information. We may share your information with third-party service providers who assist us in operating our products (such as cloud hosting, analytics, and payment processors), subject to confidentiality agreements. We may also disclose information when required by law or to protect the rights and safety of our users.
Data Retention
We retain your information for as long as your account is active or as needed to provide services. You may request deletion of your account and associated data at any time by contacting us at the address below.
Security
We implement industry-standard technical and organizational measures to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.
Age Requirements
Many of our products are intended for adults only. You must be at least 18 years of age, or the age of legal majority in your jurisdiction of residence, whichever is greater, to use our products unless a specific product expressly states a different minimum age. We do not knowingly collect personal information from individuals who do not meet the applicable age requirement. If we learn that we have collected such information, we will promptly delete it. By using our products, you represent that you meet the applicable age requirement.
Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information; object to or restrict certain processing; and withdraw consent. To exercise these rights, please contact us at .
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by updating the “Last updated” date above. Continued use of our products after changes constitutes acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
Vivid Group Holdings, Inc.
Fort Lauderdale, FL, United States
Terms of Service
These Terms of Service (“Terms”) govern your access to and use of any application or service provided by Vivid Group Holdings, Inc. (“Vivid Group,” “we,” “our,” or “us”), including mobile applications, cloud-based services, and on-premises enterprise software. By downloading, installing, or using our products, you agree to be bound by these Terms.
Eligibility
You must be at least 18 years of age, or the age of legal majority in your jurisdiction of residence, whichever is greater, to use our products. Certain products may specify a different minimum age, in which case that product’s requirements apply. By using our services, you represent and warrant that you meet the applicable age requirement and that you have the full legal capacity to enter into these Terms. If you do not meet these requirements, you must not access or use our products.
Your Account
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account at .
Acceptable Use
You agree not to:
- Use our products for any unlawful purpose or in violation of any regulations
- Upload, post, or transmit content that is harmful, obscene, defamatory, or infringing
- Attempt to gain unauthorized access to any part of our services
- Interfere with or disrupt the integrity or performance of our products
- Reverse engineer or attempt to extract source code from our products
Intellectual Property
Our products and their contents, features, and functionality are owned by Vivid Group Holdings and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.
User Content
You retain ownership of content you submit to our products. By submitting content, you grant us a non-exclusive, worldwide, royalty-free license to use, store, and display that content as necessary to provide our services.
Disclaimer of Warranties
Our products are provided “as is” without warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of harmful components.
Limitation of Liability
To the maximum extent permitted by law, Vivid Group Holdings shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our products.
Governing Law
These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles.
Changes to Terms
We may modify these Terms at any time. Continued use of our products after changes constitutes acceptance of the revised Terms. We will indicate the date of the most recent update above.
Contact Us
For questions about these Terms, please contact us at:
Vivid Group Holdings, Inc.
Fort Lauderdale, FL, United States
Privacy Policy
This Privacy Policy describes how SkimGuard, a product of Vivid Group Holdings, Inc. (“Vivid Group,” “we,” “our,” or “us”), collects, uses, and protects information when you use the SkimGuard application or visit skimguard.io. By using SkimGuard, you agree to the practices described in this policy.
Information We Collect
SkimGuard is designed to help you detect card skimming devices. In connection with that purpose, we may collect:
- Account information you provide, such as email address and display name
- Bluetooth and NFC scan data generated during device detection (processed locally on your device and not transmitted to our servers unless you explicitly share a report)
- Device location data, if you grant permission, used solely to associate scan results with a geographic area for threat reporting
- Device information such as operating system version, device model, and app version
- Usage analytics to help us improve detection accuracy and app performance
- Log data including IP address, access times, and crash reports
How We Use Your Information
We use the information we collect to:
- Power SkimGuard’s skimmer detection and threat identification features
- Improve detection algorithms and reduce false positives over time
- Send alerts and service-related communications
- Maintain the security and reliability of the application
- Comply with applicable legal obligations
Location Data
SkimGuard may request access to your device’s location in order to tag scan results with a general area. Location data is used only within the app and for aggregated threat mapping. We do not sell, share, or use location data for advertising purposes. You may deny or revoke location permission at any time through your device settings; core scanning features will remain functional without it.
Bluetooth and NFC Data
SkimGuard uses your device’s Bluetooth and NFC capabilities to detect anomalous signals consistent with known skimming hardware. Scan data is processed locally on your device. Aggregated, anonymized signal signatures may be transmitted to our servers to improve threat detection models. Raw scan data is never transmitted without your explicit consent.
Sharing of Information
We do not sell your personal information. We may share information with trusted third-party service providers (such as cloud infrastructure and analytics providers) under strict confidentiality obligations. We may also disclose information when required by law or to protect the rights and safety of our users.
Data Retention
We retain your account information for as long as your account is active or as needed to provide services. Scan logs are retained for a limited period to support threat analysis, after which they are anonymized or deleted. You may request deletion of your account and associated data at any time by contacting us below.
Security
We implement industry-standard technical and organizational measures to protect your information. Scan data processed on-device never leaves your device in identifiable form without your consent.
Age Requirements
SkimGuard is intended for users who are at least 18 years of age, or the age of legal majority in their jurisdiction of residence, whichever is greater. We do not knowingly collect personal information from individuals below this threshold. If we learn that we have done so, we will promptly delete such information.
Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal information; object to or restrict certain processing; and withdraw consent. To exercise these rights, please contact us at .
Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of material changes by updating the “Last updated” date above. Continued use of SkimGuard after changes constitutes acceptance of the revised policy.
Contact Us
If you have questions about this Privacy Policy, please contact us at:
SkimGuard — Vivid Group Holdings, Inc.
Fort Lauderdale, FL, United States
skimguard.io
Terms of Service
These Terms of Service (“Terms”) govern your access to and use of SkimGuard, a product of Vivid Group Holdings, Inc. (“Vivid Group,” “we,” “our,” or “us”). By downloading, installing, or using SkimGuard, you agree to be bound by these Terms.
Eligibility
You must be at least 18 years of age, or the age of legal majority in your jurisdiction of residence, whichever is greater, to use SkimGuard. By using the application, you represent and warrant that you meet this requirement and have the full legal capacity to enter into these Terms. If you do not meet these requirements, you must not access or use SkimGuard.
Nature of the Service
SkimGuard is a detection assistance tool designed to help identify signals that may be consistent with card skimming devices. SkimGuard does not guarantee the detection of all skimming devices and should not be relied upon as the sole means of protecting yourself from card fraud. Results may vary based on device hardware, environmental conditions, and the sophistication of skimming hardware. Vivid Group Holdings makes no warranty that SkimGuard will detect any particular device or prevent any particular harm.
Your Account
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account at .
Acceptable Use
You agree to use SkimGuard only for its intended purpose of personal card skimmer detection. You agree not to:
- Use SkimGuard for any unlawful purpose or to surveil individuals without their consent
- Attempt to interfere with, disable, or tamper with any device using SkimGuard
- Use SkimGuard to gain unauthorized access to any hardware, network, or system
- Reverse engineer, decompile, or extract source code from the application
- Redistribute, resell, or sublicense SkimGuard or any of its components
Intellectual Property
SkimGuard and all of its contents, detection algorithms, features, and functionality are owned by Vivid Group Holdings, Inc. and are protected by applicable intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.
Disclaimer of Warranties
SkimGuard is provided “as is” and “as available” without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or accuracy of detection results. We do not warrant that the application will be uninterrupted, error-free, or free from harmful components.
Limitation of Liability
To the maximum extent permitted by law, Vivid Group Holdings, Inc. shall not be liable for any indirect, incidental, special, consequential, or punitive damages — including financial loss resulting from undetected skimming devices — arising from your use of or inability to use SkimGuard.
Governing Law
These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the courts of Broward County, Florida.
Changes to Terms
We may modify these Terms at any time. Continued use of SkimGuard after changes constitutes acceptance of the revised Terms. We will indicate the date of the most recent update above.
Contact Us
For questions about these Terms, please contact us at:
SkimGuard — Vivid Group Holdings, Inc.
Fort Lauderdale, FL, United States
skimguard.io